Conveyancing
Moving house can be one of the most stressful
times experienced by Clients, as well as one of the most expensive.
We take the view that Clients need constant access to their
Solicitor throughout this period, so as to remove as much of the
stress from the Client as possible. The Firm takes a very much
"hands on" approach to the domestic conveyancing work with each
stage of the process being fully explained to the Client from the
outset.
One of the most common complaints received by
the profession is concerned with lack of communication. We pride
ourselves in our ability to let Clients know exactly what is
happening at each stage of the conveyancing process. Delays do
happen especially where chains of transactions are involved, which
is quite often very frustrating for the Client. We take a proactive
role in trying to ensure that these transactions are dealt with as
quickly as possible. We always aim to return our Clients' telephone
calls on the same day, even if this involves a call well after
normal office hours. Of course, if the call can be taken by either
Tim or Lindsey when it is made by the Client then so much the
better.
Over the years, Tim has found that Clients
appreciate the time that he spends with them shortly before
exchange of contracts is due to take place. Each document is
carefully explained and any queries or concerns that the Client may
have is fully discussed and dealt with. It is very easy to assume
that if a Client has moved house once then they are fully familiar
with the procedure and the terminology. Tim recognises that this is
often far from the case, and it is very satisfying to be able
to explain matters so that the Client understands exactly how the
process works. This leads to improved Client / Solicitor
relations.
As Clients will only be too well aware
(especially sellers), each property now requires a Home Information
Pack (HIP) before the property is marketed. The Government
published further requirements that were incorporated in a HIP
during the early part of 2009 which, in our opinion, did little if
anything to enhance or facilitate the sale and purchase of
property, particularly during the current economic downturn. We
have access to a specialist provider of HIPs, who supply these to
us on behalf of Clients at a very competitive rate and they are
supplied usually within 14 days. However, Clients should note that
the Conservative Party have clearly stated that should they
form the next Government following the 2010 General Election,
they will abolish HIPS within a very short time. The Energy
Performance Certificate part will be retained, as that is a
European requirement, but it remains to be seen if they will put
anything else in the place of HIPS. For the moment, therefore, any
Client considering selling their property in the near future should
contact us before approaching any Estate Agent so that the HIP can
be prepared and ready to issue electronically as soon as the
property is marketed. During the present downturn in the property
market, having all documents ready is especially important.
In addition to the straightforward sale and
purchase of domestic freehold property, we also deal with :-
-
Transfer of leasehold premises
-
Creation of new domestic
leases
-
Extending the term of existing
leases
-
Transfers of equity (often connected with
matrimonial settlements)
-
Mortgage work
-
Deeds of Trust (where the equity is held by
partners in differing shares)
-
Voluntary First Registrations at the Land
Registry
-
Applications for Possessory Title
-
Advising on Buy-to-Let and Off-Plan
purchases
We also have personal contacts with the UK's
leading fee-free mortgage broker who can be contacted directly to
assist clients in arranging their mortgages, which again in the
present economic climate is very important. Details of this firm
appears on our Links page.
As properties get older, various structural and
cosmetic defects can occur which may need rectifying before a
property can be sold or purchased. We find that Clients are
becoming more sophisticated in their demands as to the state of an
older property and it is therefore vital to have access to
specialist firms who can carry out specific surveys targeting these
problems and then recommend and carry out remedial action. Again we
have personal contacts with such a firm and you will find their
website listed on our Links page.
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